30%net
Shrimp
Hold 0.1%+ of KEPT · A small net
$20 pack, $5 card:
net $6, vault adds +$1
How it works
A safety net for every pack.
Card packs are a gamble: some cards are worth a lot, most are worth a little. KEPT holders get a net under every rip.
Explain it like I'm 10
The story of one rip
1You buy a pack
A pack costs $20. You don't know which card is inside. That's the fun part.
2You get a small card
This time the card is only worth $5. Ouch.
3The net catches you
You're a Dolphin, so your net is $9. The vault sends +$4 to fill the gap.
4And the card is still yours
You leave with the card plus $4: $9 in total, never below the net.
The grown-up math
One rule
Net = pack price × your tier's percent. Top-up = net − card value, never below zero, never above $200.
- Pack
- $20
- Card
- $5
- Dolphin net (45%)
- $9
- Vault top-up
- +$4
Card $5 Vault top-up $4 Safety net $9Pack $20
If the card had been worth $15, it is already above the $9 net, so nothing is paid.
Tiers
Three nets
45%net
Dolphin
Hold 1%+ of KEPT · A bigger net
$20 pack, $5 card:
net $9, vault adds +$4
60%net
Whale
Hold 2%+ of KEPT · The biggest net
$20 pack, $5 card:
net $12, vault adds +$7
| Tier | Hold of supply | Net, ripped here | Net, ripped elsewhere |
|---|---|---|---|
| Shrimp | 0.1%+ | 30% | 15% |
| Dolphin | 1%+ | 45% | 25% |
| Whale | 2%+ | 60% | 35% |
Rips here pay the 10% net fee, which is why their net is bigger.
Where the money comes from
Two streams fill the vault
🪙
Creator fees
Every KEPT trade on pump.fun pays a small creator fee. All of it goes into the vault.
🔥
The 10% net fee
Packs ripped here add 10% to the price. 50% of it fills the vault, and 50% buys KEPT and burns it forever.
Guardrails
So the vault never runs dry
$200 cap
One rip can top up at most this much.
Reserve first
A rip here only goes through if the vault already holds its biggest possible top-up.
$1,000 reserve
Below this, claims from other sites wait in line until the vault refills.
20× brake
If a wallet's claims pass 20× its KEPT value, new claims pause for review.
48h window
Claim within this many hours of the rip, or the top-up expires.
Lowest balance
Your tier is set by your smallest KEPT balance from the rip to the claim.
FAQ
Questions kids (and grown-ups) ask
Is this insurance?+
No. It is a safety net the vault pays while it has money, under the rules on this page. It is not insurance and not a guarantee.
Do I keep the card?+
Always. The top-up comes on top of the card, in USDC.
What if my card is worth more than the net?+
Then you had a good pull. Nothing is paid, and you keep the card.
Who decides what my card is worth?+
The value the pack seller records for the card at the moment it is pulled. Nobody changes it afterwards, including us.
Why does my lowest balance count?+
So the net goes to people who were holding KEPT when they ripped. Selling KEPT right after a rip lowers your tier for that rip.
What is the biggest top-up?+
One rip tops up at most $200. A whale's net is 60% of the pack price.
What if the vault runs low?+
Rips here reserve their biggest possible top-up before you pay, and pause if the vault cannot. Claims from elsewhere wait in line while the vault is under $1,000.